Tbom Retail Credit Card (2024)

FAQs

What is TBOM retail on my credit? ›

TBOM stands for The Bank of Missouri. If you recently applied for a credit card or retail credit line issued by TBOM, it will show up on your credit report as Tbom or Tbom Retail. It might also appear as Tbom Genesis Retail or The Bank of Missouri.

When you see The Bank of Missouri (TBOM) on the back of your credit card or on your account, you know it's backed with strength.

The Milestone Credit Card is issued by The Bank of Missouri, an FDIC-insured bank founded in 1891 and headquartered in Perryville, Missouri. Other Bank of Missouri credit cards include the Total Visa® Card and First Access Visa® Card.

We own and administer the Site for the benefit of The Bank of Missouri (“TBOM”), a federally insured Missouri bank, in connection with its Fortiva programs.

Retail credit cards are another popular type of consumer lending/financing service a retailer often provides customers. Issuing retail cards has a broad range of advantages. Retailers can issue closed-loop cards which are focused on use only with the retailer.

Share This Page: Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Also by Mastercard International Inc. Mastercard & the circles design are registered trademarks of Mastercard International Incorporated.

A retail credit card, also known as a store card, is a credit card issued by a specific retailer or a group of associated retailers. Unlike general-purpose credit cards, these cards are intended for use exclusively at the issuing retailer or a network of affiliated stores.

The Bank of Missouri, issuer of the Today credit card, accepts applicants with less than perfect credit. As the servicer for the Today credit card, Continental Finance will report your payments to the three major credit bureaus - TransUnion, Experian, Equifax.

What does the acronym TBOM stand for? ›

Partner Services at TBOM (The Bank of Missouri) develops relationships with fintech organizations, servicers and processers to support our general use and private label credit cards, installment loans and banking as a service products. Read on for common FAQ's about credit report entries and credit cards.

The Fortiva Credit Card, issued by the Bank of Missouri, is an unsecured option for those with less-than-ideal credit. Without a security deposit requirement, this card can be alluring, but its fees and rates make it costly to hold.

A retail account is a bankcard issued by a retailer. The VantageScore credit score model relies on information in your credit files at the three national credit reporting companies (Equifax, Experian and TransUnion) to generate your score.

The surcharge that merchants pass on to consumers cannot exceed the cost merchants are charged by credit card payment processors. The current cap on these fees is 4%. “In some cases, the processor will reduce the cost if the merchant balks at 4%,” said Fortney. “But it's very rare for a surcharge to be less than 2.5%.”

Retail Transactions means purchases made on the Credit Card by the Card member that excludes cash advances, quasi cash transactions, any refunds, any bank charge reversals, Balance Transfer transactions, Cash on Phone transactions, Credit Card Payments or any other transaction as determined by the bank from time to ...